Yes, you NEED a 3rd set, the more people who have 3, the less crazy I look to friends with my sets Fender liner mods: you know, the stuff for 32" tire no-rub use. front 1-frame buldge/"horn" 2-driver side wiring loom moved up and away from where tire contacts frame at full lock rear 3-hvac lines relocation, body seam flattening, and flattening of budged out plastic liner - i think mainly on right side? I forget. Is that it? I don't have a factory front bumper so I don't recall how it interferes or not with a 32" tire at factory offset. Note to newbies, use of any spacer and/or wider offset wheel will result in rubbing issues just as if you'd put a larger tire on factory wheel with no spacer. Max width without creating more problems is 285/60x18 but narrower 265/65x18 fits way better in all off road situations.