srfgeek, your $54K price seems to be far under "list" if it includes all the accessories you say... since the cheapest the '06 HSE can be (with the forced packages) is now $53,450 instead of $49,995 in '05. So, it's a good deal if you are giving us correct information.
Normally, the dealer could care less if you "pay cash." He probably makes more if you finance with him...
Normally, the dealer could care less if you "pay cash." He probably makes more if you finance with him...