How Much Do You Pay For Insurance?

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ktm525

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About $1000/yr cdn. ($750 US) for full comprehensive $2 000 000 liability. $250 deductibles. At least one thing up here is cheaper.
 

djkaosone

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Glass is a $0 deductible in AZ, have had 2 windshields replaced already.
Nice! I lucked out with changing over my comprehensive deductible about 2 months prior to replacing my panoramic roof. $500 for a new roof is pretty steep, let alone $1000. My $100 deductible covered a new oem panoramic roof, can't complain. $0 deductible is definitely better. :cool:
 

ftillier

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Also have State Farm, in OR though.

Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000

$170.52 / 6 mos

Property Damage Coverage
Limit Per Accident $100,000

$95.94 / 6 mos

Comprehensive Coverage
Deductible $100

$63.62 / 6 mos

Collision Coverage
Deductible $250

$186.99 / 6 mos

Uninsured/Underinsured (under Uninsured/Underinsured BIPD) Coverage
Limit Per Person $250,000
Limit Per Accident $500,000

$51.48 / 6 mos

Uninsured/Underinsured Property Damage (under Uninsured/Underinsured BIPD) Coverage
Limit Per Accident $20,000

$2.83 / 6 mos

Personal Injury Protection Coverage
Aggregate Limit $15,000
Funeral Expenses Coverage
Limit $5,000
Child Care Expenses Coverage
Aggregate Limit $750
Limit Per Day $25
Loss of Services Expenses Coverage
Limit Per Day $30
Loss of Income Coverage
Limit Per Month $3,000
Medical Expenses Coverage
Limit $15,000

I should look at what higher collision deductibles would be. I doubt that damage incurred while on forestry roads would be covered, so the whole thing may well be pointless.
 

LB Bill

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Just kind of curious what you guys are all paying for insurance.
f1- Sorry for the delay. I'm also with State Farm. Your premium seems really high, so I wanted to be sure I have this right.
Differences:
-2016 'Landmark' HD. Newer should be more?
-I'm in CA- State laws, rules and reg's make a diff ?
-I'm carrying generally higher coverages..deductibles are the same, I think.
-Mileage- I'm at 3k miles/yr. I have to submit my odometer at each renewal or it defaults to 10k..I think. This may account for much of the -difference, but your 10k/yr is still low..I think.
-I'm older than you..enough to have been with SF for over 35 yrs. (depressing). But does that make a diff..who knows? My loyalty/multi line/good driver discounts are the same as yours.

6 month premium= $413.95


Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000

$71.51 / 6 mos


Property Damage Coverage
Limit Per Accident $100,000

$45.73 / 6 mos


Medical Payments Coverage
Limit $5,000

$6.54 / 6 mos


Comprehensive Coverage
Deductible $100

$89.65 / 6 mos


Collision Coverage
Deductible $1,000

$120.70 / 6 mos


Uninsured/Underinsured Motor Vehicle Coverage
Limit Per Accident $500,000
Limit Per Person $250,000

$43.02 / 6 mos


Uninsured Motor Vehicle - Property Damage Coverage
Limit Per Accident $1,000

$2.54 / 6 mos


Car Rental/Travel Expenses Coverage
Limit Per Occurrence $1,200
Limit Per Day $50

$34.26 / 6 mos
 
Last edited:

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