I'm with you Learth, generally you're paying more than you need to with a dealer transaction. However, occasionally a deal comes up that may make sense. Depending on how long they have had the vehicle in inventory, the time of month or year, the salesperson, etc. In my case I spent several months on Craig's List, eBay Motors, AutoTrader and looked at multiple wholesalers. At the end of the day, I did find what I felt was a strong deal. Also, the dealer found very competitve financing which can be a little tricky on a 3 year old vehicle plus in my wife's name (stay at home mom). Your right about the warranty but you know some dealer service centers these days, seems like they are not always looking out for your best interests.