I leased my 2011, but bought my current 2013. I had a 36 month lease on the 2011 and they took it back almost 1.5 years early and paid it off, and in fact, treated it more like a trade in because the pay off was about $4,000 less than it was worth. So, I made out when I turned in the first lease and bought the 2013. Not sure if that was helpful, but just wanted to share. I find that LR leases are higher than other brands, so it does usually bring about a lower payoff at the end. Plus, a lot of the CPO LR4s are commanding a good price!